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Depending on the type of web hosting package you’re using, you’re going to need an FTP program to upload your files.  What is an FTP program?  It is a utility that allows webmasters to transfer files from their computers onto the serves of their web host.  FTP programs can be paid for or distributed for free.  Both are effective though paid FTP programs tend to offer more features than their free counterparts.

Some web hosting services do not require file transfer through FTP programs.  An example is Geocities hosting.  And honestly, this is one of the reasons why I like Geocities so much.  Basically, they have an online file manager that allows you to upload files.  It is quick and easy, and is even available for the free version of their hosting service.  The only stipulation is that you will need to name your homepage index, but this is common practice in the hosting world, even if webmasters are using a traditional FTP program.